Hacker-City
Hacker-City
Get the brief
Travel|May 20, 2026|8 min read

This Emerald Coast Resort Has the Only Swim-Up Bar on the Panhandle, and the Beach Isn't Bad Either

The Island Resort at Fort Walton Beach offers beachfront accommodations with unique amenities including the Emerald Coast's only swim-up bar, diverse dining options, and direct beach access along three miles of Florida's barrier island.

#fort-walton-beach#swim-up-bar#emerald-coast#florida-resort#okaloosa-island#hotel-review#beach-resort#panhandle-florida#family-vacation#resort-amenities
M

Matador Network

Contributor

This Emerald Coast Resort Has the Only Swim-Up Bar on the Panhandle, and the Beach Isn't Bad Either

Nestled between Destin and Navarre, Okaloosa Island boasts three miles of barrier island characterized by its stunning emerald-green waters. The Island Resort at Fort Walton Beach has established itself at this location since 1966, marking it as one of the pioneering hotels in a coastline that was relatively undiscovered at that time. For decades, visitors have chosen this island as a tranquil escape, and my own experience was no exception. Anticipation filled me as a Google Chat notification would leave me buzzing with excitement. On my first evening in the resort, standing on my balcony and witnessing the enchanting transformation of the water from green to gold, I felt my stress begin to ease.

The Rooms at The Island Resort

Entering The Island Resort presents a pleasant surprise; the lobby does not fully convey the extensive nature of the property, and as I made my way to my room, I found myself leisurely wandering, taking in the sights and sounds including the live music flowing through the air.

The resort features 333 rooms, which are available in various configurations: Gulf View, Gulf Front, Pool View, and suite options. My Gulf View Room had expansive windows that approached floor-to-ceiling height, providing breathtaking views of both sunrises and sunsets that surpassed any spa experience I could imagine. A large black and white mural of the beach adorned the wall behind the bed, showcasing blue umbrellas dotting the shoreline, while a teal-framed collage displayed vintage photographs and portraits of Okaloosa Island. Each day of my visit, a live performer sang near the beach entrance, their voice resonant enough to reach my balcony. I appreciated the ambiance so much that I left the door open to enjoy it more fully.

On a future visit, I would opt for a Swim-Up Pool Deck Room—the patio leads directly into the waterfall pool, allowing for seamless access to the swim-up bar without ever leaving the water. Additionally, the Island Suite is noteworthy for larger parties. This suite holds historical significance, having been the residence of the Tolbert family, the original founders of the resort in the 1960s. Now situated on the third floor of the Sunset Building, it features a covered deck with sweeping views of the Grotto and the Emerald Coast, accommodating gatherings of up to 14 guests.

Amenities at The Island Resort

I began my first morning with a refreshing yoga class on the Island Green, offered every Friday during peak season. This session, which caters to attendees of all skill levels, boasts a picturesque view of the Gulf.

The resort is home to two distinct pools. The first is a heated pool complemented by a hot tub, bordered by partially shaded cabanas. Reserving a cabana is a straightforward process; simply scan the QR code on the lounger. The second pool, known as the Grotto, features a rock formation with cascading waterfalls, disco balls, and, notably, the only swim-up bar on the Emerald Coast. On weekends, a DJ transforms the atmosphere into a vibrant party scene. For those preferring a more relaxed environment, the cabana pool is conveniently located adjacent.

Accessing the beach is a brief two-minute walk from the pools, offering 600 feet of pristine white sand juxtaposed against remarkably green waters—an accurate reflection of the Emerald Coast's allure. A simple beach towel would suffice to secure a spot near the shore. For additional amenities, La Dolce Vita provides rental options directly on the premises. Daily rates for two chairs and an umbrella range from $45 to $55, while kayaks start at $40 and paddleboards at $80 for a half-day rental.

The Neverland Island Kids Club offers parents valuable time away. Morning sessions run from 11:00 AM to 1:00 PM for $20 per child, and evening sessions from 4:00 PM to 7:00 PM for $40, including arts and crafts, cooking activities, and weekend visits from Misty the Mermaid, the resort's beloved character who greets children at the Grotto pool.

Recently introduced at the resort is a mixology class that guides participants in crafting three cocktails from the on-site menu. By the end of the class, attendees are well-prepared to order what they learned to make, and they take home recipe cards and merchandise along with their creations.

Dining at The Island Resort

Coastal Kitchen, the resort's all-day dining location, is in the process of evolving its menu to better reflect local flavors. By the end of the month, it will be rebranded as Sea Oats Kitchen + Bar, featuring a full transition to Southern cuisine, masterfully crafted by Executive Chef Jacob W. Childers, a seasoned chef with experience in Robert Irvine's kitchen. Don’t miss out on the fried green tomatoes, seafood gumbo, and blackened redfish, which were standout dishes, but the black-eyed pea hummus, roasted beet salad, and tabasco shrimp also left a lasting impression.

As a gluten- and dairy-free diner, I had reservations about the Sea Oats menu, but Chef Childers provided allergen-friendly options that retained the integrity of the flavors.

Between the two pools lies the Cabana Cantina & Tequileria, marked as the resort's casual dining option. Its Mexican-inspired menu offers a tequila selection with over 50 varieties, significantly outpacing the food offerings in length. The patio’s proximity to the water allows for easy access without needing to dry off first. I highly recommend starting with the catch of the day tacos—the fish certainly rivaled those from other dining venues on the property.

In addition to the main dining options, two food trucks—Sizzle & Smash and The Frosty Palm—are conveniently stationed near the beach entrance. Both trucks are worthwhile stops before heading to the sand. The blackened fresh catch and smoked tuna dip from Sizzle & Smash were exactly the nourishment I needed after a long sun-filled day. Likewise, The Frosty Palm is known for its dulce de leche milkshake, often raved about by everyone in my group, with an option to spike it for an additional charge.

Things to Do Near Fort Walton Beach

Without a vehicle, I relied solely on my ability to traverse the Florida heat—an undertaking that had its limitations. Adjacent to the resort, The Boardwalk at Okaloosa Island features several waterfront restaurants, with The Crab Trap standing out due to its relaxed atmosphere and extensive menu. My gluten-free catch of the day came served on a bun that made me believe the fish was freshly caught shortly before my meal was prepared.

If you walk just ten minutes further, you will arrive at the Gulfarium Marine Adventure Park, recognized as America's second-oldest marine park. The dolphin show captivated the audience, bringing thrill to the children as they splashed in the designated splash zone. The C.A.R.E Center, the marine park's non-profit facility dedicated to sea turtle rescue, actively rehabilitates and releases turtles found in the Gulf. During my visit, I glimpsed a collection of turtles that had been part of the program, culminating in a heartwarming encounter with Romeo, the oldest manatee recorded in history, who gained recognition as a Guinness World Record holder earlier this year.

Getting to The Island Resort at Fort Walton Beach

The Island Resort is conveniently located just 10 miles from Destin–Fort Walton Beach Airport (VPS), serviced by a limited number of airlines. While hotel transportation is not provided, rideshare options can facilitate a timely arrival in approximately 20 minutes, traffic permitting. For those driving, on-site parking is available for $15 per day.

Share this story